Changes to state pension age

State Pension Age Change

State pension age for women is gradually increasing from 60 to 65. This affects when both men and women can claim Pension Credit and other means-tested benefits for pensioners.

Once state pension age for women has reached 65 in November 2018 there will then be further increases that affect both men and women.

Once you have completed your benefits check a 'calculate my pension age' option is available on the results page. You can use the calculator available there to find out the date when you will qualify for the state pension and when you will qualify for Pension Credit. For single women these two dates are the same, but for others the dates may be different.

Age of entitlement for Pension Credit

The minimum age for Pension Credit, and for Housing Benefit/Council Tax Support for people of pension age, is also changing. For both men and women the minimum age increases in line with women’s state pension age.

State pension age for women has now gone up by nearly two years. From 6th April 2014 the minimum age for the state pension for women, and for Pension Credit for men and women, will be 62.

If you are currently aged 61 or over you should check your pension age using our state pension age calculator. We will then ask you whether you would like the calculator to work out your working age means-tested benefits (such as Income Support) or pension age benefits like Pension Credit.

If you are in a couple your eligibility for means-tested benefits is currently determined by the age of the oldest person in the couple, even if the oldest person in the couple is male. However, please be aware that under Universal Credit, which is being introduced in most places in 2016 and 2017, this rule will be reversed and the age of the youngest member of a couple will determine whether they qualify for Pension Credit. For information see Universal Credit and pension age for couples.

Earliest date men and women can qualify for Pension Credit and pension age means-tested benefits

As of 6th January 2014 anyone born before 6th March October 1952 qualifies for pension age benefits (Pension Credit and Housing Benefit/Council Tax Support for people of pension age). Dates for people born after this are below.

  • People born 06/02/52 – 05/03/52 can claim from 06/01/2014
  • People born 06/03/52 – 05/04/52 can claim from 06/03/2014
  • People born 06/04/52 – 05/05/52 can claim from 06/05/2014
  • People born 06/05/52 – 05/06/52 can claim from 06/07/2014
  • People born 06/06/52 – 05/07/52 can claim from 06/09/2014
  • People born 06/07/52 – 05/08/52 can claim from 06/11/2014
  • People born 06/08/52 – 05/09/52 can claim from 06/01/2015
  • People born 06/09/52 – 05/10/52 can claim from 06/03/2015
  • People born 06/10/52 – 05/11/52 can claim from 06/05/2015
  • People born 06/11/52 – 05/12/52 can claim from 06/07/2015
  • People born 06/12/52 – 05/01/53 can claim from 06/09/2015
  • People born 06/01/53 – 05/02/53 can claim from 06/11/2015
  • People born 06/02/53 – 05/03/53 can claim from 06/01/2016
  • People born 06/03/53 – 05/04/53 can claim from 06/03/2016
  • People born 06/04/53 – 05/05/53 can claim from 06/07/2016
  • People born 06/05/53 – 05/06/53 can claim from 06/11/2016
  • People born 06/06/53 – 05/07/53 can claim from 06/03/2017
  • People born 06/07/53 – 05/08/53 can claim from 06/07/2017
  • People born 06/08/53 – 05/09/53 can claim from 06/11/2017
  • People born 06/09/53 – 05/10/53 can claim from 06/03/2018
  • People born 06/10/53 – 05/11/53 can claim from 06/07/2018
  • People born 06/11/53 – 05/12/53 can claim from 06/11/2018

Increase in state pension age from 65 to 66

Once state pension age for women has reached 65 in November 2018 there will then be a further increase to reach age 66 by October 2020. These increase beyond 65 affect both men and women and are included in the pension age calculator.

The schedule for the increase in men's and women's state pension age is as follows:

  • People born 06/12/53 – 05/01/54 can claim from 06/03/2019
  • People born 06/01/54 – 05/02/54 can claim from 06/05/2019
  • People born 06/02/54 – 05/03/54 can claim from 06/07/2019
  • People born 06/03/54 – 05/04/54 can claim from 06/09/2019
  • People born 06/04/54 – 05/05/54 can claim from 06/11/2019
  • People born 06/05/54 – 05/06/54 can claim from 06/01/2020
  • People born 06/06/54 – 05/07/54 can claim from 06/03/2020
  • People born 06/07/54 – 05/08/54 can claim from 06/05/2020
  • People born 06/08/54 – 05/09/54 can claim from 06/07/2020
  • People born 06/09/54 – 05/10/54 can claim from 06/09/2020
  • People born 06/10/54 – can claim from their 66th birthday

State Pension Age increases beyond age 66

Once state pension age for women has reached 66 in October 2020 there will then be further increases. The government's stated intention is to increase pension age in line with increases in life expectancy. 

As announced in the 2013 Autumn Statement, current government plans are that men's and women's state pension age will increase as follows:

  • from 66 to 67 between April 2026 and April 2028
  • from 67 to 68 in the mid-2030s
  • from 68 to 69 in the late-2040s

It is likely that further increases in state pension age, to age 70 and beyond, will be announced in the future.

 

Scroll To Top