If you have struggled with receiving monthly payments of Universal Credit or have had trouble budgeting you may be able to have an Alternative Payment Arrangement. This could mean you receive Universal Credit more often than monthly, or the payment could be split between you and your partner.
Landlords can apply for an Alternative Payment Arrangement if their tenant is in rent arrears, this way the Housing Element can be paid directly to the landlord, this is sometimes known as a direct payment. If you want more information on this arrangement or think you need one, please speak to your landlord.
During the claimant commitment interview Job Centre Plus will decide if an Alternative Payment Arrangement would be more suitable, however, you can get an Alternative Payment Arrangement at any time, you will need to speak to your landlord if you think you need this arrangement.
Jobcentre Plus will assess if there is a risk of financial harm to you and your family if you receive monthly payments. Job Centre Plus considers what they call tier one and tier two vulnerability factors. If you have a tier one vulnerability it is likely you will need an Alternative Payment Arrangement, however it does depend on your personal circumstances. The DWP have classed the following as tier one factors:
Tier two vulnerabilities mean you might need an Alternative Payment Arrangement, however it is not as likely as someone with a tier one vulnerability and is dependent on your personal circumstances. Tier two vulnerabilities are:
The first thing Job Centre Plus will consider is whether to pay your housing costs direct to your landlord. This would protect you from losing your home if you are in rent arrears. They would also consider paying Third Party Deductions these are payments from your standard allowance to pay towards your arrears, so both your rent and arrears payments are covered.
Job Centre Plus will then consider paying your Universal Credit more regularly, it is most likely they would be paid twice a month, however in some circumstances they will consider paying more frequently.
The third thing Job Centre Plus will consider is splitting your Universal Credit payment between you and your partner. They might do this equally or unequally. Job Centre Plus will consider this if your or partner's spending has caused money problems in the past, or if you have suffered domestic violence but are still living with your partner.