For Universal Credit non-work income means money that doesn't come from work or benefits. This includes the following types of non-work income:

• spousal maintenance (non-child maintenance)
• occupational or personal pensions
• income from an overseas arrangement
• payments from an annuity
• maintenance element of student income
• income protection insurance payments (for example, in respect of sickness or unemployment)
• Mortgage Payment Protection Insurance where you qualify for support for mortgage interest (for more information see Support for mortgage interest)
• maintenance element of a sports award
• maintenance element of training allowances
• payments from a trust fund
• other taxable income as defined in the Income Tax Trading (and Other Income) Act 2005 Part 5 (for example royalties, income from publishing, film and sound recordings)

If the non-work income you get is not in this list it won't affect your Universal Credit.

How non-work income affects Universal Credit

Non-work income is taken fully into account. This means that for every pound you get, your Universal Credit will be reduced by a pound.