For Universal Credit non-work income means money that doesn't come from work or benefits. This includes the following types of non-work income:
- spousal maintenance (non-child maintenance)
- occupational or personal pensions
- income from an overseas arrangement
- payments from an annuity
- maintenance element of student income
- income protection insurance payments (for example, in respect of sickness or unemployment)
- Mortgage Payment Protection Insurance where you qualify for support for mortgage interest (for more information see Support for mortgage interest)
- maintenance element of a sports award
- maintenance element of training allowances
- payments from a trust fund
- other taxable income as defined in the Income Tax Trading (and Other Income) Act 2005 Part 5 (for example royalties, income from publishing, film and sound recordings)
If the non-work income you get is not in this list it won't affect your Universal Credit.
How non-work income affects Universal Credit
Non-work income is taken fully into account. This means that for every pound you get, your Universal Credit will be reduced by a pound.