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Calculating weekly childcare costs


The rules relating to the childcare element of Working Tax Credit allow parents who pay for childcare in varying amounts over the year to work out their average childcare costs by looking at what they spend over a whole year. This allows increases for short periods during school holidays to be taken into account when calculating the average.

If you only use childcare at certain times you can also calculate childcare costs on the basis of what you are likely to pay over the whole of the year. More guidance on how to work out your average weekly costs is below. If your average weekly childcare costs change, or your estimate turns out to be wrong, then you may have to report a change of circumstance. However, this only applies if your average weekly child care costs change by £10 a week or more. If your weekly costs change by less than £10 a week the change is ignored.

If childcare is paid weekly and is the same amount each week
The average weekly costs are calculated by adding together the weekly costs for the last four weeks and dividing the total by four.

If childcare is paid weekly and different amounts are paid at different times
The average weekly costs are calculated by taking the total amount paid for childcare in the last 52 weeks and dividing that by 52 (including increases in costs during school holidays and it can include weeks when nothing was paid for childcare). If it is less than 52 weeks since the parents started using childcare then the average weekly costs are calculated by adding together what the family expects to spend on childcare in the next 52 weeks and dividing that by 52.

If childcare is paid monthly and is the same amount each month
The average weekly costs are calculated by multiplying the amount paid in the last month by 12 and dividing the total by 52.

If childcare is paid monthly and different amounts are paid at different times
The average weekly costs should be worked out by taking the total amount paid for childcare in the last 52 weeks and dividing that by 52 (this would include taking account of any increases in costs during the school holidays and it can include weeks when nothing is paid for childcare). If it is less than 52 weeks since childcare started then the amount expected to be spent on childcare in the next 52 weeks should be calculated and then divided by 52.

When working out your average weekly childcare costs you should round up to the nearest pound. For example, if the average weekly amount is £15.96, round up the amount to £16.00

If you are unsure whether you can claim for your childcare arrangements or how to calculate your childcare costs you can get more information from HM Revenue and Customs' guide to tax credits and childcare.

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